Real estate appraisal services for homeowners in the city of Dayton and Montgomery County

The top reasons OH homeowners need NCK Appraisals, LLC.:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower a mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a OH divorce, where real estate needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Montgomery county or OH

Need help deciding the value of your house in or near Dayton, OH?
Contact NCK Appraisals, LLC..

At NCK Appraisals, LLC., we understand the unique needs of a customer after appraisal services. Our regular business clients are used to the appraisal process and the usual reporting formats. Being a consumer that probably doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at NCK Appraisals, LLC. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

Need to cancel PMI?

A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At NCK Appraisals, LLC., we're experienced in helping homeowners just like you do away with unwanted PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a region that's declining. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an appraisal report from NCK Appraisals, LLC. is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. NCK Appraisals, LLC. can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for verity? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? NCK Appraisals, LLC. can help you with that. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.